| • Minimum opening deposit: $100 |
| • Variable rate tiered account |
| • Compound interest, paid quarterly |
| • Quarterly statements of account activity |
| • Minimum balance: $200 |
| • Monthly service charge (if minimum balance is not
maintained): $5 |
| • Transaction limitations apply per item. Transactions
exceeding the legal limit will be assessed a $15.00 service charge
per item. |